At BCS Management, our mission has always been to “disrupt the way things have always been done” whenever it benefits the communities we serve. Whether we are acting as owner’s representatives for a major municipal project or managing utility billing, our goal is to “put the pieces together” in a way that creates transparency and efficiency.
One of the most significant “pieces” we’ve addressed recently is a challenge facing many homeowners in Indiana: the financial shock of transitioning from a septic system to connecting to a municipal sewer line. Addressing this challenge through sewer connection financing allows us to remove barriers while supporting compliance and long-term community health.
While the long-term benefits of a reliable sanitary sewer system—such as increased property value and environmental health are clear, the upfront cost of connection can be a daunting hurdle. This is why we launched our Connection Financing program.
The Problem: Avoiding the “Financial Shock”
Mandatory sewer connections often come at a time when homeowners aren’t prepared for a major capital expense. Between contractor fees, permit costs, and the decommissioning of an old septic system, the price tag can be overwhelming. Traditionally, homeowners were left to figure out the financing on their own, often resulting in high-interest personal loans or significant drains on savings.
We knew there had to be a better way—a way to make this critical infrastructure accessible without the stress.
The Solution: Connection Financing
The Connection Financing program is designed to turn a high upfront cost into manageable, affordable monthly installments. We aren’t just offering a loan; we are offering a managed pathway to infrastructure compliance.
What makes our program different?
- Tailored Financing: We offer flexible tiers based on your specific project needs and financial situation.
- Personalized Concierge Service: Our Connection Financing Program Coordinator serves as your personal concierge. You aren’t just a number in a database; you have a dedicated point of contact to guide you through every step.
- Comprehensive Project Management: We don’t just handle the money. We coordinate with local contractors and your utility provider to get accurate project estimates and handle the permit applications on your behalf.
How It Works: Four Simple Steps
We believe in keeping things straightforward and “back to basics.” Our process is designed to be as seamless as possible:
- Connection Inquiry: Start by filling out our simple inquiry form. This isn’t a credit check; it’s just the information we need to start “putting the pieces together” for your specific property.
- Project Estimation: We handle the legwork, collaborating with local contractors and utility providers to determine your total connection cost.
- Prequalification: We send you a unique link for a “soft” credit check. Within minutes, you’ll see the financing tiers available to you without impacting your credit score.
- Initiation & Completion: Once approved, your contractor receives the green light. We coordinate the decommissioning of your septic system and the installation of your new connection.
Why Awareness Matters
We are raising awareness for Connection Financing because we believe that financial barriers should never stand in the way of community health and environmental responsibility. By spreading the word about these flexible options, we help ensure that our local utilities remain strong and our neighbors remain financially secure.
If you’ve received a notice to connect or are simply planning for the future of your property, don’t let the “sticker shock” stop you. Let us help you navigate the process with professionalism and ease.
Ready to get started?
Visit our Residential Connection Financing page at https://bcs-management.com/ learn more, or call our office at (260) 227-7572 ext. 0 to speak with our team. At BCS, we’re here to help you connect—to your utility, and to a more sustainable future.